{"id":32,"date":"2026-04-09T22:57:08","date_gmt":"2026-04-09T13:57:08","guid":{"rendered":"http:\/\/moneynote.host.whoisweb.net\/?p=32"},"modified":"2026-04-09T22:57:09","modified_gmt":"2026-04-09T13:57:09","slug":"%ec%82%ac%ed%9a%8c%ec%b4%88%eb%85%84%ec%83%9d-%ec%9e%ac%ed%85%8c%ed%81%ac","status":"publish","type":"post","link":"https:\/\/moneynote.host.whoisweb.net\/?p=32","title":{"rendered":"\uc0ac\ud68c\ucd08\ub144\uc0dd \uc7ac\ud14c\ud06c 5\ub2e8\uacc4 \ub85c\ub4dc\ub9f5 \u2013 \uccab \uc6d4\uae09\ubd80\ud130 \uc2dc\uc791\ud558\ub294 \ubc95"},"content":{"rendered":"\n<p><\/p>\n\n\n\n<p>\uccab \uc6d4\uae09\uc744 \ubc1b\uc73c\uba74 \uc124\ub808\ub294 \ub9c8\uc74c\uacfc \ub3d9\uc2dc\uc5d0 \ub9c9\ub9c9\ud55c \ubd88\uc548\uc774 \ucc3e\uc544\uc635\ub2c8\ub2e4. \ub3c8\uc744 \uc5b4\ub5bb\uac8c \uad00\ub9ac\ud574\uc57c \ud560\uc9c0, \uc800\ucd95\uc740 \uc5bc\ub9c8\ub97c \ud574\uc57c \ud558\ub294\uc9c0, \ud22c\uc790\ub294 \uc5b8\uc81c \uc2dc\uc791\ud574\uc57c \ud558\ub294\uc9c0 \uc544\ubb34\ub3c4 \uc54c\ub824\uc8fc\uc9c0 \uc54a\uae30 \ub54c\ubb38\uc785\ub2c8\ub2e4. \uc0ac\ud68c\ucd08\ub144\uc0dd \uc7ac\ud14c\ud06c\ub294 \uac70\ucc3d\ud55c \uac83\uc774 \uc544\ub2d9\ub2c8\ub2e4. \uc62c\ubc14\ub978 \uc21c\uc11c\ub97c \uc54c\uace0 \ud558\ub098\uc529 \uc2e4\ucc9c\ud558\uba74 \ub204\uad6c\ub098 \uacbd\uc81c\uc801 \uae30\ubc18\uc744 \ud0c4\ud0c4\ud558\uac8c \ub9cc\ub4e4 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uc774 \uae00\uc5d0\uc11c\ub294 \uc0ac\ud68c\ucd08\ub144\uc0dd \uc7ac\ud14c\ud06c\ub97c 5\ub2e8\uacc4 \ub85c\ub4dc\ub9f5\uc73c\ub85c \uc815\ub9ac\ud574\uc11c \uccab \uc6d4\uae09\ubd80\ud130 \ucc28\uadfc\ucc28\uadfc \uc2dc\uc791\ud560 \uc218 \uc788\ub3c4\ub85d \uc548\ub0b4\ud558\uaca0\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<p><\/p>\n\n\n\n<h2 class=\"wp-block-heading\">\uc0ac\ud68c\ucd08\ub144\uc0dd \uc7ac\ud14c\ud06c 5\ub2e8\uacc4 \ub85c\ub4dc\ub9f5 \uac1c\uc694<\/h2>\n\n\n\n<p>\uc0ac\ud68c\ucd08\ub144\uc0dd \uc7ac\ud14c\ud06c\ub97c \uc131\uacf5\uc801\uc73c\ub85c \uc2dc\uc791\ud558\ub824\uba74 \uc21c\uc11c\uac00 \uc911\uc694\ud569\ub2c8\ub2e4. \ube44\uc0c1\uae08\ub3c4 \uc5c6\uc774 \ud22c\uc790\ubd80\ud130 \uc2dc\uc791\ud558\uac70\ub098, \uc2e0\uc6a9\uc810\uc218 \uad00\ub9ac \uc5c6\uc774 \ub300\ucd9c\uc744 \ubc1b\uc73c\uba74 \ub098\uc911\uc5d0 \ub354 \ud070 \ube44\uc6a9\uc744 \uce58\ub974\uac8c \ub429\ub2c8\ub2e4. \uc544\ub798 5\ub2e8\uacc4\ub97c \uc21c\uc11c\ub300\ub85c \ubc1f\uc544\uac00\uba74 \uc548\uc815\uc801\uc774\uba74\uc11c\ub3c4 \ud6a8\uc728\uc801\uc778 \uc7ac\ud14c\ud06c\uac00 \uac00\ub2a5\ud569\ub2c8\ub2e4.<\/p>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><tbody><tr><td><strong>\ub2e8\uacc4<\/strong><\/td><td><strong>\ud575\uc2ec \ubaa9\ud45c<\/strong><\/td><td><strong>\uae30\uac04<\/strong><\/td><td><strong>\uc6b0\uc120\uc21c\uc704<\/strong><\/td><\/tr><tr><td><strong>1<\/strong><strong>\ub2e8\uacc4<\/strong><\/td><td>\ud1b5\uc7a5 \ucabc\uac1c\uae30 + \uc790\ub3d9\uc774\uccb4 \uc124\uc815<\/td><td>\uccab \uc6d4\uae09 \ubc1b\uc740 \uc9c1\ud6c4<\/td><td>\u2605\u2605\u2605\u2605\u2605<\/td><\/tr><tr><td><strong>2<\/strong><strong>\ub2e8\uacc4<\/strong><\/td><td>\ube44\uc0c1\uae08 3~6\uac1c\uc6d4\uce58 \ud655\ubcf4<\/td><td>1~6\uac1c\uc6d4<\/td><td>\u2605\u2605\u2605\u2605\u2605<\/td><\/tr><tr><td><strong>3<\/strong><strong>\ub2e8\uacc4<\/strong><\/td><td>\uc801\uae08\uc73c\ub85c \uc885\uc790\ub3c8 \ub9cc\ub4e4\uae30<\/td><td>6~12\uac1c\uc6d4<\/td><td>\u2605\u2605\u2605\u2605<\/td><\/tr><tr><td><strong>4<\/strong><strong>\ub2e8\uacc4<\/strong><\/td><td>\uc2e0\uc6a9\uc810\uc218 \uad00\ub9ac \uc2dc\uc791<\/td><td>\uccab \uc6d4\uae09\ubd80\ud130 \uc9c0\uc18d<\/td><td>\u2605\u2605\u2605\u2605<\/td><\/tr><tr><td><strong>5<\/strong><strong>\ub2e8\uacc4<\/strong><\/td><td>\uc18c\uc561 \ud22c\uc790 \uc2dc\uc791<\/td><td>1\ub144 \uc774\ud6c4<\/td><td>\u2605\u2605\u2605<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p><\/p>\n\n\n\n<h2 class=\"wp-block-heading\">1\ub2e8\uacc4: \ud1b5\uc7a5 \ucabc\uac1c\uae30\ub85c \ub3c8\uc758 \ud750\ub984 \ub9cc\ub4e4\uae30<\/h2>\n\n\n\n<p>\uc0ac\ud68c\ucd08\ub144\uc0dd \uc7ac\ud14c\ud06c\uc758 \uccab \ubc88\uc9f8 \ub2e8\uacc4\ub294 \ub3c8\uc758 \ud750\ub984\uc744 \ub9cc\ub4dc\ub294 \uac83\uc785\ub2c8\ub2e4. \uc6d4\uae09\uc774 \ub4e4\uc5b4\uc624\uba74 \uae09\uc5ec\ud1b5\uc7a5\uc5d0\uc11c \uc0dd\ud65c\ube44\ud1b5\uc7a5, \uc800\ucd95\ud1b5\uc7a5, \ube44\uc0c1\uae08\ud1b5\uc7a5\uc73c\ub85c \uc790\ub3d9 \ubd84\ubc30\ub418\ub3c4\ub85d \uc124\uc815\ud558\uc138\uc694. \uc790\uc138\ud55c \ubc29\ubc95\uc740 <a href=\"https:\/\/moneynote.host.whoisweb.net\/?p=2\">\ud1b5\uc7a5 \ucabc\uac1c\uae30 \ubc29\ubc95 5\ub2e8\uacc4 \uae00<\/a>\uc744 \ucc38\uace0\ud574 \ubcf4\uc138\uc694.<\/p>\n\n\n\n<p>\ud575\uc2ec\uc740 \uc6d4\uae09\uc77c\uc5d0 \uc790\ub3d9\uc774\uccb4\uac00 \uc2e4\ud589\ub418\ub3c4\ub85d \uc124\uc815\ud574\uc11c \ub3c8\uc744 \uc4f0\uae30 \uc804\uc5d0 \uc800\ucd95\ubd80\ud130 \ud558\ub294 \uc120\uc800\ucd95 \ud6c4\uc9c0\ucd9c \uad6c\uc870\ub97c \ub9cc\ub4dc\ub294 \uac83\uc785\ub2c8\ub2e4. \uc758\uc9c0\ub825\uc5d0 \uc758\uc874\ud558\uc9c0 \uc54a\ub294 \uc2dc\uc2a4\ud15c\uc744 \ub9cc\ub4e4\uc5b4\uc57c \uc0ac\ud68c\ucd08\ub144\uc0dd \uc7ac\ud14c\ud06c\uac00 \uc624\ub798 \uc720\uc9c0\ub429\ub2c8\ub2e4.<\/p>\n\n\n\n<p><em>\ud301: \ucc98\uc74c\uc5d0\ub294 \uae09\uc5ec\ud1b5\uc7a5 + \uc0dd\ud65c\ube44\ud1b5\uc7a5 + \uc800\ucd95\ud1b5\uc7a5, \uc774\ub807\uac8c 3\uac1c\ub9cc \uc2dc\uc791\ud574\ub3c4 \ucda9\ubd84\ud569\ub2c8\ub2e4.<\/em><\/p>\n\n\n\n<p><\/p>\n\n\n\n<h2 class=\"wp-block-heading\">2\ub2e8\uacc4: \ube44\uc0c1\uae08\ubd80\ud130 \ud655\ubcf4\ud558\uae30<\/h2>\n\n\n\n<p>\uc0ac\ud68c\ucd08\ub144\uc0dd \uc7ac\ud14c\ud06c\uc5d0\uc11c \uac00\uc7a5 \uba3c\uc800 \ud574\uc57c \ud560 \uc77c\uc740 \ube44\uc0c1\uae08\uc744 \ub9cc\ub4dc\ub294 \uac83\uc785\ub2c8\ub2e4. \uc6d4\uae09\uc758 3\uac1c\uc6d4\uce58\uc5d0\uc11c 6\uac1c\uc6d4\uce58\ub97c \ubaa9\ud45c\ub85c \ud30c\ud0b9\ud1b5\uc7a5\uc774\ub098 CMA\uc5d0 \ubaa8\uc544\ub450\uc138\uc694. \ube44\uc0c1\uae08\uc774 \uc5c6\uc73c\uba74 \uac11\uc791\uc2a4\ub7ec\uc6b4 \uc9c0\ucd9c\uc774 \ubc1c\uc0dd\ud588\uc744 \ub54c \uc801\uae08\uc744 \ud574\uc9c0\ud558\uac70\ub098 \ub300\ucd9c\uc744 \ubc1b\uc544\uc57c \ud558\ub294 \uc0c1\ud669\uc774 \uc0dd\uae41\ub2c8\ub2e4.<\/p>\n\n\n\n<p>\uc608\ub97c \ub4e4\uc5b4 \uc6d4\uae09\uc774 250\ub9cc \uc6d0\uc774\ub77c\uba74 \ube44\uc0c1\uae08 \ubaa9\ud45c\ub294 750\ub9cc \uc6d0\uc5d0\uc11c 1,500\ub9cc \uc6d0\uc785\ub2c8\ub2e4. \ub9e4\ub2ec 40\ub9cc \uc6d0\uc529 \ubaa8\uc73c\uba74 \uc57d 6\uac1c\uc6d4\uc774\uba74 \ucd5c\uc18c \ubaa9\ud45c\uc5d0 \ub3c4\ub2ec\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \ube44\uc0c1\uae08\uc774 \ud655\ubcf4\ub41c \ud6c4\uc5d0\uc57c \ub2e4\uc74c \ub2e8\uacc4\ub85c \ub118\uc5b4\uac00\ub294 \uac83\uc774 \uc548\uc804\ud569\ub2c8\ub2e4.<\/p>\n\n\n\n<p><\/p>\n\n\n\n<h2 class=\"wp-block-heading\">3\ub2e8\uacc4: \uc801\uae08\uc73c\ub85c \uc885\uc790\ub3c8 \ub9cc\ub4e4\uae30<\/h2>\n\n\n\n<p>\ube44\uc0c1\uae08\uc774 \uc5b4\ub290 \uc815\ub3c4 \ubaa8\uc600\ub2e4\uba74 \ubcf8\uaca9\uc801\uc73c\ub85c \uc885\uc790\ub3c8\uc744 \ub9cc\ub4e4 \ucc28\ub840\uc785\ub2c8\ub2e4. \ub9e4\ub2ec \uc77c\uc815 \uae08\uc561\uc744 \uc815\uae30\uc801\uae08\uc5d0 \ub123\uc73c\uba74 1\ub144 \ud6c4 \ubaa9\ub3c8\uc744 \ud655\ubcf4\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uc608\ub97c \ub4e4\uc5b4 \ub9e4\ub2ec 50\ub9cc \uc6d0\uc529 12\uac1c\uc6d4 \uc801\uae08\uc744 \ub4e4\uba74 600\ub9cc \uc6d0\uc5d0 \uc774\uc790\uae4c\uc9c0 \ubc1b\uc744 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uc608\uae08\uacfc \uc801\uae08 \uc911 \uc5b4\ub5a4 \uac83\uc774 \ub098\uc5d0\uac8c \ub9de\ub294\uc9c0 \ubaa8\ub974\uaca0\ub2e4\uba74 <a href=\"https:\/\/moneynote.host.whoisweb.net\/?p=1\">\uc608\uae08 \uc801\uae08 \ucc28\uc774 \uc644\ubcbd \uc815\ub9ac \uae00<\/a>\uc744 \ucc38\uace0\ud574 \ubcf4\uc138\uc694.<\/p>\n\n\n\n<p>\uc801\uae08 \uc0c1\ud488\uc744 \uace0\ub97c \ub54c\ub294 \ubc18\ub4dc\uc2dc \uc5ec\ub7ec \uc740\ud589\uc758 \uae08\ub9ac\ub97c \ube44\uad50\ud558\uc138\uc694. \uc778\ud130\ub137\uc804\ubb38\uc740\ud589\uc774\ub098 \uc800\ucd95\uc740\ud589\uc774 \uc2dc\uc911\uc740\ud589\ubcf4\ub2e4 \ub192\uc740 \uae08\ub9ac\ub97c \uc81c\uacf5\ud558\ub294 \uacbd\uc6b0\uac00 \ub9ce\uc2b5\ub2c8\ub2e4. \uc6b0\ub300\uae08\ub9ac \uc870\uac74\ub3c4 \uaf3c\uaf3c\ud788 \ud655\uc778\ud574\uc11c \ub2ec\uc131 \uac00\ub2a5\ud55c \uc870\uac74\uc778\uc9c0 \ubbf8\ub9ac \ud30c\uc545\ud558\ub294 \uac83\uc774 \uc0ac\ud68c\ucd08\ub144\uc0dd \uc7ac\ud14c\ud06c\uc758 \ud575\uc2ec\uc785\ub2c8\ub2e4.<\/p>\n\n\n\n<p><\/p>\n\n\n\n<h2 class=\"wp-block-heading\">4\ub2e8\uacc4: \uc2e0\uc6a9\uc810\uc218 \uad00\ub9ac \uc2dc\uc791\ud558\uae30<\/h2>\n\n\n\n<p>\uc0ac\ud68c\ucd08\ub144\uc0dd \uc7ac\ud14c\ud06c\uc5d0\uc11c \ub9ce\uc740 \uc0ac\ub78c\ub4e4\uc774 \uac04\uacfc\ud558\ub294 \uac83\uc774 \uc2e0\uc6a9\uc810\uc218 \uad00\ub9ac\uc785\ub2c8\ub2e4. \uc2e0\uc6a9\uc810\uc218\ub294 \ub098\uc911\uc5d0 \uc804\uc138\uc790\uae08\ub300\ucd9c, \uc2e0\uc6a9\ub300\ucd9c, \uc8fc\ud0dd\ub2f4\ubcf4\ub300\ucd9c \ub4f1\uc744 \ubc1b\uc744 \ub54c \uae08\ub9ac\uc5d0 \uc9c1\uc811\uc801\uc778 \uc601\ud5a5\uc744 \ubbf8\uce69\ub2c8\ub2e4. \uac19\uc740 1\uc5b5 \uc6d0\uc744 \ub300\ucd9c\ubc1b\uc544\ub3c4 \uc2e0\uc6a9\uc810\uc218\uc5d0 \ub530\ub77c \uc5f0\uac04 \uc218\uc2ed\ub9cc \uc6d0\uc758 \uc774\uc790 \ucc28\uc774\uac00 \ubc1c\uc0dd\ud569\ub2c8\ub2e4. \uc790\uc138\ud55c \ubc29\ubc95\uc740 <a href=\"https:\/\/moneynote.host.whoisweb.net\/?p=3\">\uc2e0\uc6a9\uc810\uc218 \uc62c\ub9ac\ub294 \ubc95 7\uac00\uc9c0 \uae00<\/a>\uc744 \ucc38\uace0\ud574 \ubcf4\uc138\uc694.<\/p>\n\n\n\n<p>\uccab \uc6d4\uae09\uc744 \ubc1b\uc740 \uc9c1\ud6c4\ubd80\ud130 \uc2e0\uc6a9\uce74\ub4dc \ub300\uae08\uc744 \uacb0\uc81c\uc77c\uc5d0 \uc804\uc561 \ub0a9\ubd80\ud558\uace0, \ud1b5\uc2e0\ube44\uc640 \uacf5\uacfc\uae08\uc744 \uc790\ub3d9\uc774\uccb4\ub85c \uc124\uc815\ud574 \ub450\ub294 \uac83\ub9cc\uc73c\ub85c\ub3c4 \uc2e0\uc6a9 \uc774\ub825\uc774 \uc30d\uc774\uae30 \uc2dc\uc791\ud569\ub2c8\ub2e4.<\/p>\n\n\n\n<p><\/p>\n\n\n\n<h2 class=\"wp-block-heading\">5\ub2e8\uacc4: \uc18c\uc561\uc73c\ub85c \ud22c\uc790 \uc2dc\uc791\ud558\uae30<\/h2>\n\n\n\n<p>\ube44\uc0c1\uae08\uacfc \uae30\ubcf8 \uc800\ucd95\uc774 \ud655\ubcf4\ub41c \ud6c4\uc5d0\uc57c \ud22c\uc790\ub97c \uc2dc\uc791\ud558\ub294 \uac83\uc774 \uc0ac\ud68c\ucd08\ub144\uc0dd \uc7ac\ud14c\ud06c\uc758 \uc548\uc804\ud55c \uc21c\uc11c\uc785\ub2c8\ub2e4. \ucc98\uc74c\ubd80\ud130 \ud070 \uae08\uc561\uc744 \ud22c\uc790\ud560 \ud544\uc694\ub294 \uc5c6\uc2b5\ub2c8\ub2e4. \ub9e4\ub2ec 10\ub9cc \uc6d0\uc5d0\uc11c 30\ub9cc \uc6d0 \uc815\ub3c4\ub85c ETF \uc801\ub9bd\uc2dd \ud22c\uc790\ub97c \uc2dc\uc791\ud558\uba74 \ucda9\ubd84\ud569\ub2c8\ub2e4.<\/p>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><tbody><tr><td><strong>\ud22c\uc790 \ubc29\ubc95<\/strong><\/td><td><strong>\uc801\ud569\ud55c \uc0ac\ub78c<\/strong><\/td><td><strong>\ucd5c\uc18c \uae08\uc561<\/strong><\/td><\/tr><tr><td><strong>ETF <\/strong><strong>\uc801\ub9bd\uc2dd \ud22c\uc790<\/strong><\/td><td>\ucd08\ubcf4\uc790, \uc7a5\uae30 \ud22c\uc790 \uc6d0\ud558\ub294 \uc0ac\ub78c<\/td><td>\uc6d4 10\ub9cc \uc6d0\ubd80\ud130<\/td><\/tr><tr><td><strong>\uc778\ub371\uc2a4 \ud380\ub4dc<\/strong><\/td><td>\ubd84\uc0b0 \ud22c\uc790 \uc6d0\ud558\ub294 \uc0ac\ub78c<\/td><td>\uc6d4 5\ub9cc \uc6d0\ubd80\ud130<\/td><\/tr><tr><td><strong>\ub85c\ubcf4\uc5b4\ub4dc\ubc14\uc774\uc800<\/strong><\/td><td>\uc9c1\uc811 \uc885\ubaa9 \uc120\ud0dd\uc774 \uc5b4\ub824\uc6b4 \uc0ac\ub78c<\/td><td>\uc6d4 10\ub9cc \uc6d0\ubd80\ud130<\/td><\/tr><tr><td><strong>\uac1c\ubcc4 \uc8fc\uc2dd \ud22c\uc790<\/strong><\/td><td>\uacf5\ubd80\ud55c \ud6c4 \uc9c1\uc811 \ud22c\uc790\ud558\uace0 \uc2f6\uc740 \uc0ac\ub78c<\/td><td>\uc5ec\uc720 \uc790\uae08\uc73c\ub85c\ub9cc<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p><em>\ud575\uc2ec: \uc0ac\ud68c\ucd08\ub144\uc0dd \uc7ac\ud14c\ud06c\uc5d0\uc11c \ud22c\uc790\ub294 \ubc18\ub4dc\uc2dc \ube44\uc0c1\uae08\uacfc \uae30\ubcf8 \uc800\ucd95\uc774 \ud655\ubcf4\ub41c \ud6c4\uc5d0 \uc2dc\uc791\ud558\uc138\uc694. \uc21c\uc11c\ub97c \uac74\ub108\ub6f0\uba74 \uae09\ud55c \uc0c1\ud669\uc5d0\uc11c \ud22c\uc790 \uc790\uc0b0\uc744 \uc190\ud574 \ubcf4\uba70 \ud314\uc544\uc57c \ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/em><\/p>\n\n\n\n<p><\/p>\n\n\n\n<h2 class=\"wp-block-heading\">\uc0ac\ud68c\ucd08\ub144\uc0dd \uc7ac\ud14c\ud06c \uc2e4\uc804 \uc608\uc2dc: \uc6d4\uae09 250\ub9cc \uc6d0<\/h2>\n\n\n\n<p>\uc6d4\uae09 250\ub9cc \uc6d0\uc744 \ubc1b\ub294 \uc0ac\ud68c\ucd08\ub144\uc0dd\uc774 \uc704\uc758 5\ub2e8\uacc4 \ub85c\ub4dc\ub9f5\uc744 \uc801\uc6a9\ud558\uba74 1\ub144 \ud6c4 \uc5b4\ub5bb\uac8c \ub420\uae4c\uc694.<\/p>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><tbody><tr><td><strong>\ud56d\ubaa9<\/strong><\/td><td><strong>\uc6d4 \uae08\uc561<\/strong><\/td><td><strong>12<\/strong><strong>\uac1c\uc6d4 \ud6c4<\/strong><\/td><td><strong>\ube44\uace0<\/strong><\/td><\/tr><tr><td><strong>\uc0dd\ud65c\ube44<\/strong><\/td><td>130\ub9cc \uc6d0<\/td><td>&#8211;<\/td><td>\uc6d4\uc138\/\uc2dd\ube44\/\uad50\ud1b5\ube44 \ub4f1<\/td><\/tr><tr><td><strong>\uc801\uae08<\/strong><\/td><td>50\ub9cc \uc6d0<\/td><td>600\ub9cc \uc6d0 + \uc774\uc790<\/td><td>\uc885\uc790\ub3c8 \ud655\ubcf4<\/td><\/tr><tr><td><strong>\ube44\uc0c1\uae08<\/strong><\/td><td>40\ub9cc \uc6d0<\/td><td>480\ub9cc \uc6d0<\/td><td>6\uac1c\uc6d4\uce58 \ucd08\uacfc \ub2ec\uc131<\/td><\/tr><tr><td><strong>\ud22c\uc790<\/strong><\/td><td>30\ub9cc \uc6d0<\/td><td>360\ub9cc \uc6d0 + \uc218\uc775<\/td><td>ETF \uc801\ub9bd\uc2dd<\/td><\/tr><tr><td><strong>\ud569\uacc4 \uc790\uc0b0<\/strong><\/td><td>&#8211;<\/td><td><strong>\uc57d 1,440\ub9cc \uc6d0 \uc774\uc0c1<\/strong><\/td><td>\uc6d4\uae09\uc758 48% \uc800\ucd95\ub960<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p>\uc6d4\uae09 250\ub9cc \uc6d0\uc73c\ub85c\ub3c4 1\ub144\uc774\uba74 1,400\ub9cc \uc6d0 \uc774\uc0c1\uc758 \uc790\uc0b0\uc744 \ub9cc\ub4e4 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \ud575\uc2ec\uc740 \uac70\ucc3d\ud55c \uc218\uc775\ub960\uc774 \uc544\ub2c8\ub77c \uafb8\uc900\ud568\uacfc \uc21c\uc11c\uc785\ub2c8\ub2e4. \uc774\uac83\uc774 \uc0ac\ud68c\ucd08\ub144\uc0dd \uc7ac\ud14c\ud06c\uc758 \ud798\uc785\ub2c8\ub2e4.<\/p>\n\n\n\n<p><\/p>\n\n\n\n<h2 class=\"wp-block-heading\">\uc0ac\ud68c\ucd08\ub144\uc0dd \uc7ac\ud14c\ud06c \uc2dc \ud754\ud55c \uc2e4\uc218 4\uac00\uc9c0<\/h2>\n\n\n\n<ol class=\"wp-block-list\">\n<li>\ube44\uc0c1\uae08 \uc5c6\uc774 \ud22c\uc790\ubd80\ud130 \uc2dc\uc791\ud558\ub294 \uac83: \uae09\ud55c \uc0c1\ud669\uc5d0\uc11c \ud22c\uc790 \uc790\uc0b0\uc744 \uc190\ud574 \ubcf4\uba70 \ud314\uc544\uc57c \ud558\ub294 \uc0c1\ud669\uc774 \ubc1c\uc0dd\ud569\ub2c8\ub2e4. \ubc18\ub4dc\uc2dc \ube44\uc0c1\uae08 \ud655\ubcf4\uac00 \uc6b0\uc120\uc785\ub2c8\ub2e4.<\/li>\n\n\n\n<li>\uc8fc\ubcc0 \uc18c\ubb38\uc5d0 \ud720\ub4e4\ub824 \ubb34\ub9ac\ud558\uac8c \ud22c\uc790\ud558\ub294 \uac83: \ub204\uad00\uac00 \ubc8c\uc5c8\ub2e4\ub294 \uc774\uc57c\uae30\uc5d0 \ucda9\ub3d9\uc801\uc73c\ub85c \ud22c\uc790\ud558\uba74 \ud070 \uc190\uc2e4\ub85c \uc774\uc5b4\uc9c8 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uc0ac\ud68c\ucd08\ub145\uc0dd \uc7ac\ud14c\ud06c\ub294 \uae30\ucd08\ubd80\ud130 \ucc28\uadfc\ucc28\uadfc \uc30d\uc544\uac00\ub294 \uac83\uc774 \ud575\uc2ec\uc785\ub2c8\ub2e4.<\/li>\n\n\n\n<li>\uc800\ucd95\ub960\uc744 \ube44\ud604\uc2e4\uc801\uc73c\ub85c \uc124\uc815\ud558\ub294 \uac83: \ucc98\uc74c\ubd80\ud130 \uc6d4\uae09\uc758 70\ud37c\uc13c\ud2b8\ub97c \uc800\ucd95\ud558\uaca0\ub2e4\ub294 \uacc4\ud68d\uc740 \uc624\ub798 \uc720\uc9c0\ud558\uae30 \uc5b4\ub835\uc2b5\ub2c8\ub2e4. 20\ud37c\uc13c\ud2b8\ubd80\ud130 \uc2dc\uc791\ud574\uc11c \uc810\uc810 \ub298\ub824\uac00\uc138\uc694.<\/li>\n\n\n\n<li>\uc2e0\uc6a9\uc810\uc218 \uad00\ub9ac\ub97c \ubb34\uc2dc\ud558\ub294 \uac83: \ub098\uc911\uc5d0 \uc804\uc138\ub300\ucd9c\uc774\ub098 \uc8fc\ud0dd\ub2f4\ubcf4\ub300\ucd9c\uc744 \ubc1b\uc744 \ub54c \uae08\ub9ac \ucc28\uc774\ub85c \uc218\ubc31\ub9cc \uc6d0\uc758 \ucd94\uac00 \ube44\uc6a9\uc774 \ubc1c\uc0dd\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/li>\n<\/ol>\n\n\n\n<p>\uc0ac\ud68c\ucd08\ub144\uc0dd \uc7ac\ud14c\ud06c\ub294 \ud2b9\ubcc4\ud55c \ub2a5\ub825\uc774 \ud544\uc694\ud558\uc9c0 \uc54a\uc2b5\ub2c8\ub2e4. \uc62c\ubc14\ub978 \uc21c\uc11c\ub97c \uc54c\uace0 \uafb8\uc900\ud788 \uc2e4\ucc9c\ud558\ub294 \uac83\ub9cc\uc73c\ub85c\ub3c4 \ucda9\ubd84\ud569\ub2c8\ub2e4. \ud1b5\uc7a5 \ucabc\uac1c\uae30\ub85c \ub3c8\uc758 \ud750\ub984\uc744 \ub9cc\ub4e4\uace0, \ube44\uc0c1\uae08\uc73c\ub85c \uc548\uc804\ub9dd\uc744 \uae54\uace0, \uc801\uae08\uc73c\ub85c \uc885\uc790\ub3c8\uc744 \ub9cc\ub4e4\uace0, \uc2e0\uc6a9\uc810\uc218\ub97c \uad00\ub9ac\ud558\uace0, \uadf8 \ud6c4\uc5d0 \ud22c\uc790\ub97c \uc2dc\uc791\ud558\uc138\uc694. \uc774 \uc21c\uc11c\ub9cc \uc9c0\ud0a4\uba74 \ub429\ub2c8\ub2e4. \ub354 \ub9ce\uc740 \uae08\uc735 \uc0c1\uc2dd\uc740 <a href=\"https:\/\/www.fss.or.kr\/edu\/main.do\" target=\"_blank\" rel=\"noopener\">\uae08\uc735\uac10\ub3c5\uc6d0 \uae08\uc735\uad50\uc721 \ud398\uc774\uc9c0<\/a>\uc5d0\uc11c\ub3c4 \ud655\uc778\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uc624\ub298\ubd80\ud130 \uccab \ubc88\uc9f8 \ub2e8\uacc4\ub97c \uc2dc\uc791\ud574 \ubcf4\uc138\uc694.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>\uccab \uc6d4\uae09\uc744 \ubc1b\uc73c\uba74 \uc124\ub808\ub294 \ub9c8\uc74c\uacfc \ub3d9\uc2dc\uc5d0 \ub9c9\ub9c9\ud55c \ubd88\uc548\uc774 \ucc3e\uc544\uc635\ub2c8\ub2e4. \ub3c8\uc744 \uc5b4\ub5bb\uac8c \uad00\ub9ac\ud574\uc57c \ud560\uc9c0, \uc800\ucd95\uc740 \uc5bc\ub9c8\ub97c \ud574\uc57c \ud558\ub294\uc9c0, \ud22c\uc790\ub294 \uc5b8\uc81c \uc2dc\uc791\ud574\uc57c \ud558\ub294\uc9c0 \uc544\ubb34\ub3c4 \uc54c\ub824\uc8fc\uc9c0 \uc54a\uae30 \ub54c\ubb38\uc785\ub2c8\ub2e4. \uc0ac\ud68c\ucd08\ub144\uc0dd \uc7ac\ud14c\ud06c\ub294 \uac70\ucc3d\ud55c \uac83\uc774 \uc544\ub2d9\ub2c8\ub2e4. \uc62c\ubc14\ub978 \uc21c\uc11c\ub97c \uc54c\uace0 \ud558\ub098\uc529 \uc2e4\ucc9c\ud558\uba74 \ub204\uad6c\ub098 \uacbd\uc81c\uc801 \uae30\ubc18\uc744 \ud0c4\ud0c4\ud558\uac8c \ub9cc\ub4e4 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uc774 \uae00\uc5d0\uc11c\ub294 \uc0ac\ud68c\ucd08\ub144\uc0dd \uc7ac\ud14c\ud06c\ub97c 5\ub2e8\uacc4 \ub85c\ub4dc\ub9f5\uc73c\ub85c \uc815\ub9ac\ud574\uc11c \uccab \uc6d4\uae09\ubd80\ud130 \ucc28\uadfc\ucc28\uadfc \uc2dc\uc791\ud560 \uc218 \uc788\ub3c4\ub85d &#8230; <a title=\"\uc0ac\ud68c\ucd08\ub144\uc0dd \uc7ac\ud14c\ud06c 5\ub2e8\uacc4 \ub85c\ub4dc\ub9f5 \u2013 \uccab \uc6d4\uae09\ubd80\ud130 \uc2dc\uc791\ud558\ub294 \ubc95\" class=\"read-more\" href=\"https:\/\/moneynote.host.whoisweb.net\/?p=32\" aria-label=\"\uc0ac\ud68c\ucd08\ub144\uc0dd \uc7ac\ud14c\ud06c 5\ub2e8\uacc4 \ub85c\ub4dc\ub9f5 \u2013 \uccab \uc6d4\uae09\ubd80\ud130 \uc2dc\uc791\ud558\ub294 \ubc95\uc5d0 \ub300\ud574 \ub354 \uc790\uc138\ud788 \uc54c\uc544\ubcf4\uc138\uc694\">\ub354 \uc77d\uae30<\/a><\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[7],"tags":[],"class_list":["post-32","post","type-post","status-publish","format-standard","hentry","category-money-tips"],"_links":{"self":[{"href":"https:\/\/moneynote.host.whoisweb.net\/index.php?rest_route=\/wp\/v2\/posts\/32","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/moneynote.host.whoisweb.net\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/moneynote.host.whoisweb.net\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/moneynote.host.whoisweb.net\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/moneynote.host.whoisweb.net\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=32"}],"version-history":[{"count":1,"href":"https:\/\/moneynote.host.whoisweb.net\/index.php?rest_route=\/wp\/v2\/posts\/32\/revisions"}],"predecessor-version":[{"id":33,"href":"https:\/\/moneynote.host.whoisweb.net\/index.php?rest_route=\/wp\/v2\/posts\/32\/revisions\/33"}],"wp:attachment":[{"href":"https:\/\/moneynote.host.whoisweb.net\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=32"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/moneynote.host.whoisweb.net\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=32"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/moneynote.host.whoisweb.net\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=32"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}