{"id":30,"date":"2026-04-09T22:41:21","date_gmt":"2026-04-09T13:41:21","guid":{"rendered":"http:\/\/moneynote.host.whoisweb.net\/?p=30"},"modified":"2026-04-09T22:41:23","modified_gmt":"2026-04-09T13:41:23","slug":"%ec%8b%a0%ec%9a%a9%ec%a0%90%ec%88%98-%ec%98%ac%eb%a6%ac%eb%8a%94-%eb%b2%95","status":"publish","type":"post","link":"https:\/\/moneynote.host.whoisweb.net\/?p=30","title":{"rendered":"\uc2e0\uc6a9\uc810\uc218 \uc62c\ub9ac\ub294 \ubc95 7\uac00\uc9c0 \u2013 \ub300\ucd9c \uae08\ub9ac\ub97c \ub0ae\ucd94\ub294 \uac00\uc7a5 \ud655\uc2e4\ud55c \ubc29\ubc95"},"content":{"rendered":"\n<p>\uc2e0\uc6a9\uc810\uc218\ub294 \ub300\ucd9c \uae08\ub9ac, \uc2e0\uc6a9\uce74\ub4dc \ud55c\ub3c4, \uc804\uc138\uc790\uae08\ub300\ucd9c \uc2b9\uc778\uae4c\uc9c0 \uc6b0\ub9ac\uc758 \uae08\uc735 \uc0dd\ud65c \uc804\ubc18\uc5d0 \uc601\ud5a5\uc744 \ubbf8\uce58\ub294 \uc911\uc694\ud55c \uc22b\uc790\uc785\ub2c8\ub2e4. \uac19\uc740 \uae08\uc561\uc744 \ub300\ucd9c\ubc1b\uc544\ub3c4 \uc2e0\uc6a9\uc810\uc218\uc5d0 \ub530\ub77c \uc218\ubc31\ub9cc \uc6d0\uc758 \uc774\uc790 \ucc28\uc774\uac00 \ubc1c\uc0dd\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uc774 \uae00\uc5d0\uc11c\ub294 \uc2e0\uc6a9\uc810\uc218 \uc62c\ub9ac\ub294 \ubc95\uc744 7\uac00\uc9c0\ub85c \uc815\ub9ac\ud574\uc11c \ub204\uad6c\ub098 \ubc14\ub85c \uc2e4\ucc9c\ud560 \uc218 \uc788\ub3c4\ub85d \uc548\ub0b4\ud558\uaca0\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<p><\/p>\n\n\n\n<h2 class=\"wp-block-heading\">\uc2e0\uc6a9\uc810\uc218\ub780 \ubb34\uc5c7\uc778\uac00<\/h2>\n\n\n\n<p>\uc2e0\uc6a9\uc810\uc218\ub294 \uac1c\uc778\uc758 \uae08\uc735 \uc2e0\ub8b0\ub3c4\ub97c \uc22b\uc790\ub85c \ud45c\ud604\ud55c \uac83\uc785\ub2c8\ub2e4. \ud55c\uad6d\uc5d0\uc11c\ub294 NICE\ud3c9\uac00\uc815\ubcf4\uc640 KCB(\ucf54\ub9ac\uc544\ud06c\ub808\ub527\ubdf0\ub85c) \ub450 \uacf3\uc5d0\uc11c \uc2e0\uc6a9\uc810\uc218\ub97c \uc0b0\ucd9c\ud558\uba70, \uc810\uc218 \ubc94\uc704\ub294 1\uc810\ubd80\ud130 1,000\uc810\uae4c\uc9c0\uc785\ub2c8\ub2e4. \uc810\uc218\uac00 \ub192\uc744\uc218\ub85d \ub300\ucd9c \uae08\ub9ac\uac00 \ub0ae\uc544\uc9c0\uace0, \ub300\ucd9c \ud55c\ub3c4\uac00 \ub192\uc544\uc9c0\uba70, \uc2e0\uc6a9\uce74\ub4dc \ubc1c\uae09\ub3c4 \uc720\ub9ac\ud574\uc9d1\ub2c8\ub2e4.<\/p>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><tbody><tr><td><strong>\ub4f1\uae09<\/strong><\/td><td><strong>\uc810\uc218 \ubc94\uc704 (NICE)<\/strong><\/td><td><strong>\ub300\ucd9c \uae08\ub9ac \uc601\ud5a5<\/strong><\/td><td><strong>\ub300\ucd9c \uc2b9\uc778<\/strong><\/td><\/tr><tr><td><strong>1<\/strong><strong>\ub4f1\uae09 (\ucd5c\uc6b0\uc218)<\/strong><\/td><td>900 ~ 1,000\uc810<\/td><td>\ucd5c\uc800 \uae08\ub9ac \uc801\uc6a9<\/td><td>\ub300\ubd80\ubd84 \uc2b9\uc778<\/td><\/tr><tr><td><strong>2~3<\/strong><strong>\ub4f1\uae09 (\uc6b0\uc218)<\/strong><\/td><td>800 ~ 899\uc810<\/td><td>\uc6b0\ub300 \uae08\ub9ac \uac00\ub2a5<\/td><td>\ub300\ubd80\ubd84 \uc2b9\uc778<\/td><\/tr><tr><td><strong>4~5<\/strong><strong>\ub4f1\uae09 (\uc591\ud638)<\/strong><\/td><td>700 ~ 799\uc810<\/td><td>\uc911\uac04 \uae08\ub9ac \uc801\uc6a9<\/td><td>\uc870\uac74\ubd80 \uc2b9\uc778<\/td><\/tr><tr><td><strong>6~7<\/strong><strong>\ub4f1\uae09 (\ubcf4\ud1b5)<\/strong><\/td><td>600 ~ 699\uc810<\/td><td>\ub192\uc740 \uae08\ub9ac \uc801\uc6a9<\/td><td>\uc81c\ud55c\uc801 \uc2b9\uc778<\/td><\/tr><tr><td><strong>8~10<\/strong><strong>\ub4f1\uae09 (\ub0ae\uc74c)<\/strong><\/td><td>600\uc810 \ubbf8\ub9cc<\/td><td>\ucd5c\uace0 \uae08\ub9ac \ub610\ub294 \ubd88\uac00<\/td><td>\uc2b9\uc778 \uc5b4\ub824\uc6c0<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p><em>\ud575\uc2ec: \uc2e0\uc6a9\uc810\uc218 1\uc810 \ucc28\uc774\uac00 \ub300\ucd9c \uae08\ub9ac\uc5d0 \uc218\ubc31\ub9cc \uc6d0\uc758 \ucc28\uc774\ub97c \ub9cc\ub4e4 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/em><\/p>\n\n\n\n<h2 class=\"wp-block-heading\">\uc2e0\uc6a9\uc810\uc218 \ubb34\ub8cc\ub85c \ud655\uc778\ud558\ub294 \ubc29\ubc95<\/h2>\n\n\n\n<p>\uc2e0\uc6a9\uc810\uc218 \uc62c\ub9ac\ub294 \ubc95\uc744 \uc2e4\ucc9c\ud558\uae30 \uc804\uc5d0 \uba3c\uc800 \ub0b4 \uc810\uc218\ub97c \ud655\uc778\ud574\uc57c \ud569\ub2c8\ub2e4. \uc544\ub798 \ubc29\ubc95\uc744 \ud1b5\ud574 \ubb34\ub8cc\ub85c \uc870\ud68c\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><tbody><tr><td><strong>\ud655\uc778 \ubc29\ubc95<\/strong><\/td><td><strong>\uc810\uc218 \uae30\uc900<\/strong><\/td><td><strong>\ube44\uc6a9<\/strong><\/td><\/tr><tr><td><strong>\uce74\uce74\uc624\ud398\uc774 \uc571<\/strong><\/td><td>KCB \uc810\uc218<\/td><td>\ubb34\ub8cc<\/td><\/tr><tr><td><strong>\ud1a0\uc2a4 \uc571<\/strong><\/td><td>KCB \uc810\uc218<\/td><td>\ubb34\ub8cc<\/td><\/tr><tr><td><strong>\ub124\uc774\ubc84\ud398\uc774 \uc571<\/strong><\/td><td>NICE \uc810\uc218<\/td><td>\ubb34\ub8cc<\/td><\/tr><tr><td><strong>\ubc45\ud06c\uc0d0\ub7ec\ub4dc \uc571<\/strong><\/td><td>KCB + NICE \ubaa8\ub450<\/td><td>\ubb34\ub8cc<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p>\uc911\uc694\ud55c \uc810\uc740 \uc774\ub7ec\ud55c \uc571\uc744 \ud1b5\ud574 \uc2e0\uc6a9\uc810\uc218\ub97c \uc870\ud68c\ud558\ub294 \uac83\uc740 \uc810\uc218\uc5d0 \uc601\ud5a5\uc744 \uc8fc\uc9c0 \uc54a\ub294\ub2e4\ub294 \uac83\uc785\ub2c8\ub2e4. \ubcf8\uc778 \uc870\ud68c\ub294 \uc544\ubb34\ub9ac \uc790\uc8fc \ud574\ub3c4 \uc810\uc218\uac00 \ub5a8\uc5b4\uc9c0\uc9c0 \uc54a\uc73c\ub2c8 \uc548\uc2ec\ud558\uace0 \ud655\uc778\ud558\uc138\uc694.<\/p>\n\n\n\n<p><\/p>\n\n\n\n<h2 class=\"wp-block-heading\">\uc2e0\uc6a9\uc810\uc218 \uc62c\ub9ac\ub294 \ubc95 7\uac00\uc9c0<\/h2>\n\n\n\n<p>\uc2e0\uc6a9\uc810\uc218 \uc62c\ub9ac\ub294 \ubc95\uc740 \uac70\ucc3d\ud55c \uac83\uc774 \uc544\ub2d9\ub2c8\ub2e4. \uc544\ub798 7\uac00\uc9c0 \uc2b5\uad00\uc744 \uafb8\uc900\ud788 \uc2e4\ucc9c\ud558\uba74 \ub204\uad6c\ub098 \uc810\uc218\ub97c \ub192\uc77c \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">1. \uc2e0\uc6a9\uce74\ub4dc \ub300\uae08\uc744 \uacb0\uc81c\uc77c\uc5d0 \uc804\uc561 \ub0a9\ubd80\ud558\uae30<\/h3>\n\n\n\n<p>\uc2e0\uc6a9\uc810\uc218\uc5d0 \uac00\uc7a5 \ud070 \uc601\ud5a5\uc744 \ubbf8\uce58\ub294 \uac83\uc740 \uc5f0\uccb4 \uc5ec\ubd80\uc785\ub2c8\ub2e4. \uc2e0\uc6a9\uce74\ub4dc \ub300\uae08\uc744 \uacb0\uc81c\uc77c\uc5d0 \ud55c \ubc88\ub3c4 \ube60\uc9d0\uc5c6\uc774 \uc804\uc561 \ub0a9\ubd80\ud558\ub294 \uac83\uc774 \uc2e0\uc6a9\uc810\uc218 \uc62c\ub9ac\ub294 \ubc95\uc758 \uac00\uc7a5 \uae30\ubcf8\uc785\ub2c8\ub2e4. \ucd5c\uc18c \uacb0\uc81c\uae08\uc561\ub9cc \ub0b4\ub294 \uc2b5\uad00\uc740 \uc810\uc218\uc5d0 \ubd80\uc815\uc801\uc778 \uc601\ud5a5\uc744 \uc904 \uc218 \uc788\uc73c\ub2c8 \ubc18\ub4dc\uc2dc \uc804\uc561 \ub0a9\ubd80\ub97c \uc2b5\uad00\ud654\ud558\uc138\uc694.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">2. \uc2e0\uc6a9\uce74\ub4dc \uc0ac\uc6a9\uc561\uc744 \ud55c\ub3c4\uc758 30% \uc774\ub0b4\ub85c \uc720\uc9c0\ud558\uae30<\/h3>\n\n\n\n<p>\uc2e0\uc6a9\uce74\ub4dc \ud55c\ub3c4 \ub300\ube44 \uc0ac\uc6a9 \ube44\uc728\uc774 \ub192\uc73c\uba74 \uc810\uc218\uc5d0 \ubd80\uc815\uc801\uc785\ub2c8\ub2e4. \uc608\ub97c \ub4e4\uc5b4 \ud55c\ub3c4\uac00 300\ub9cc \uc6d0\uc778 \uce74\ub4dc\ub97c \ub9e4\ub2ec 250\ub9cc \uc6d0\uc529 \uc0ac\uc6a9\ud558\uba74 \uc774\uc6a9\ub960\uc774 83\ud37c\uc13c\ud2b8\ub85c \ub108\ubb34 \ub192\uc2b5\ub2c8\ub2e4. \uac00\ub2a5\ud558\uba74 \ud55c\ub3c4\uc758 30\ud37c\uc13c\ud2b8 \uc774\ub0b4\ub85c \uc0ac\uc6a9\ud558\ub294 \uac83\uc774 \uc2e0\uc6a9\uc810\uc218 \uc62c\ub9ac\ub294 \ubc95 \uc911 \ud558\ub098\uc785\ub2c8\ub2e4.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">3. \ud1b5\uc2e0\ube44, \uacf5\uacfc\uae08 \ub4f1 \uace0\uc815 \uc9c0\ucd9c\uc744 \uc790\ub3d9\uc774\uccb4\ub85c \ub0a9\ubd80\ud558\uae30<\/h3>\n\n\n\n<p>\ud1b5\uc2e0\ube44, \uacf5\uacfc\uae08, \uad6d\ubbfc\uc5f0\uae08, \uac74\uac15\ubcf4\ud5d8\ub8cc \ub4f1 \uace0\uc815\uc801\uc73c\ub85c \ub098\uac00\ub294 \uae08\uc561\uc744 \uc790\ub3d9\uc774\uccb4\ub85c \uc124\uc815\ud574 \ub450\uba74 \uafb8\uc900\ud55c \uae08\uc735 \ud65c\ub3d9 \uc774\ub825\uc774 \uc30d\uc785\ub2c8\ub2e4. \uc2e0\uc6a9\ud3c9\uac00 \uae30\uad00\uc740 \uc774\ub7ec\ud55c \uafb8\uc900\ud55c \ub0a9\ubd80 \uc774\ub825\uc744 \uae0d\uc815\uc801\uc73c\ub85c \ud3c9\uac00\ud569\ub2c8\ub2e4. <a href=\"https:\/\/moneynote.host.whoisweb.net\/?p=2\">\ud1b5\uc7a5 \ucabc\uac1c\uae30 \ubc29\ubc95<\/a>\uc744 \ud65c\uc6a9\ud558\uba74 \uc790\ub3d9\uc774\uccb4 \uc124\uc815\uc744 \uccb4\uacc4\uc801\uc73c\ub85c \uad00\ub9ac\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">4. \ud604\uae08\uc11c\ube44\uc2a4\uc640 \uce74\ub4dc\ub860 \uc0ac\uc6a9\ud558\uc9c0 \uc54a\uae30<\/h3>\n\n\n\n<p>\uc2e0\uc6a9\uce74\ub4dc \ud604\uae08\uc11c\ube44\uc2a4(\ud604\uae08 \uc778\ucd9c)\uc640 \uce74\ub4dc\ub860\uc740 \uc2e0\uc6a9\uc810\uc218\uc5d0 \ub9e4\uc6b0 \ubd80\uc815\uc801\uc778 \uc601\ud5a5\uc744 \ubbf8\uce69\ub2c8\ub2e4. \uc774\ub294 \uae08\uc735\uae30\uad00\uc5d0\uc11c \uc790\uae08 \uc0ac\uc815\uc774 \uc5b4\ub835\ub2e4\ub294 \uc2e0\ud638\ub85c \ud574\uc11d\ud558\uae30 \ub54c\ubb38\uc785\ub2c8\ub2e4. \uae09\ud55c \uc0c1\ud669\uc774 \uc544\ub2c8\ub77c\uba74 \uc808\ub300 \uc0ac\uc6a9\ud558\uc9c0 \ub9c8\uc138\uc694.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">5. \ub300\ucd9c \uac74\uc218\ub97c \uc904\uc774\uace0 \uae30\uc874 \ub300\ucd9c \uc131\uc2e4\ud788 \uc0c1\ud658\ud558\uae30<\/h3>\n\n\n\n<p>\uc5ec\ub7ec \uacf3\uc5d0\uc11c \uc18c\uc561 \ub300\ucd9c\uc744 \ubc1b\uc544\ub193\uc73c\uba74 \uc2e0\uc6a9\uc810\uc218\uc5d0 \ubd80\uc815\uc801\uc785\ub2c8\ub2e4. \uac00\ub2a5\ud558\uba74 \uc18c\uc561 \ub300\ucd9c\uc744 \ud558\ub098\ub85c \ud569\uce58\uac70\ub098 \uc6b0\uc120 \uc0c1\ud658\ud558\uc138\uc694. \ud2b9\ud788 \uc800\ucd95\uc740\ud589\uc774\ub098 \uce90\ud53c\ud0c8 \ub300\ucd9c\ubcf4\ub2e4\ub294 \uc2dc\uc911\uc740\ud589 \ub300\ucd9c \uc774\ub825\uc774 \uc2e0\uc6a9\uc810\uc218\uc5d0 \ub354 \uae0d\uc815\uc801\uc785\ub2c8\ub2e4.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">6. \uc7a5\uae30\uac04 \uae08\uc735 \uac70\ub798 \uc774\ub825 \uc30d\uae30<\/h3>\n\n\n\n<p>\uae08\uc735 \uac70\ub798 \uc774\ub825\uc774 \uc5c6\uc73c\uba74 \uc2e0\uc6a9\uc810\uc218 \uc790\uccb4\uac00 \ub0ae\uac8c \uce21\uc815\ub429\ub2c8\ub2e4. \uc2e0\uc6a9\uce74\ub4dc\ub97c \ubc1c\uae09\ubc1b\uc544 \uc18c\uc561\uc774\ub77c\ub3c4 \uafb8\uc900\ud788 \uc0ac\uc6a9\ud558\uace0, \uc801\uae08\uc774\ub098 \uc608\uae08 \uac70\ub798\ub97c \uc720\uc9c0\ud558\uba74 \uc2e0\uc6a9 \uc774\ub825\uc774 \uc30d\uc785\ub2c8\ub2e4. \uc801\uae08\uacfc \uc608\uae08\uc758 \ucc28\uc774\uac00 \uad81\uae08\ud558\ub2e4\uba74 <a href=\"https:\/\/moneynote.host.whoisweb.net\/?p=1\">\uc608\uae08 \uc801\uae08 \ucc28\uc774 \uc644\ubcbd \uc815\ub9ac \uae00<\/a>\uc744 \ucc38\uace0\ud574 \ubcf4\uc138\uc694.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">7. \ub2e8\uae30\uac04\uc5d0 \uc5ec\ub7ec \uacf3\uc5d0 \ub300\ucd9c \uc2e0\uccad\ud558\uc9c0 \uc54a\uae30<\/h3>\n\n\n\n<p>\uc9e7\uc740 \uae30\uac04 \ub0b4\uc5d0 \uc5ec\ub7ec \uae08\uc735\uae30\uad00\uc5d0 \ub300\ucd9c\uc744 \uc2e0\uccad\ud558\uba74 \uc870\ud68c \uae30\ub85d\uc774 \ub0a8\uace0, \uc774\ub294 \uc2e0\uc6a9\uc810\uc218\uc5d0 \ubd80\uc815\uc801\uc778 \uc601\ud5a5\uc744 \uc904 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \ub300\ucd9c\uc774 \ud544\uc694\ud558\ub2e4\uba74 \ubbf8\ub9ac \uae08\ub9ac\ub97c \ube44\uad50\ud55c \ub4a4 \ud55c \uacf3\uc5d0\ub9cc \uc2e0\uccad\ud558\ub294 \uac83\uc774 \uc2e0\uc6a9\uc810\uc218 \uc62c\ub9ac\ub294 \ubc95\uc5d0\uc11c \uc911\uc694\ud55c \ud3ec\uc778\ud2b8\uc785\ub2c8\ub2e4.<\/p>\n\n\n\n<p><\/p>\n\n\n\n<h2 class=\"wp-block-heading\">\uc2e0\uc6a9\uc810\uc218\ub97c \ub5a8\uc5b4\ub728\ub9ac\ub294 \uc2b5\uad00 5\uac00\uc9c0<\/h2>\n\n\n\n<p>\uc2e0\uc6a9\uc810\uc218 \uc62c\ub9ac\ub294 \ubc95\ub3c4 \uc911\uc694\ud558\uc9c0\ub9cc, \uc810\uc218\ub97c \ub5a8\uc5b4\ub728\ub9ac\ub294 \uc2b5\uad00\uc744 \ud53c\ud558\ub294 \uac83\ub3c4 \ub611\uac19\uc774 \uc911\uc694\ud569\ub2c8\ub2e4.<\/p>\n\n\n\n<ol class=\"wp-block-list\">\n<li>\uc2e0\uc6a9\uce74\ub4dc \ub300\uae08 \uc5f0\uccb4 \u2014 1\uc77c\ub9cc \ub2a6\uc5b4\ub3c4 \uae30\ub85d\uc774 \ub0a8\uc744 \uc218 \uc788\uc2b5\ub2c8\ub2e4<\/li>\n\n\n\n<li>\ud734\ub300\ud3f0 \ud560\ubd80\uae08 \uc5f0\uccb4 \u2014 \uc18c\uc561\uc774\ub77c\ub3c4 \uc5f0\uccb4 \uae30\ub85d\uc740 \uc2e0\uc6a9\uc810\uc218\uc5d0 \uc601\ud5a5\uc744 \uc90d\ub2c8\ub2e4<\/li>\n\n\n\n<li>\ud604\uae08\uc11c\ube44\uc2a4\/\uce74\ub4dc\ub860 \uc0ac\uc6a9 \u2014 \uc790\uae08 \uc0ac\uc815\uc774 \uc5b4\ub835\ub2e4\ub294 \uc2e0\ud638\ub85c \ud574\uc11d\ub429\ub2c8\ub2e4<\/li>\n\n\n\n<li>\ub2e8\uae30\uac04 \ub2e4\uc218 \ub300\ucd9c \uc2e0\uccad \u2014 \uc870\ud68c \uae30\ub85d\uc774 \ub204\uc801\ub418\uc5b4 \ubd80\uc815\uc801\uc785\ub2c8\ub2e4<\/li>\n\n\n\n<li>\uc2e0\uc6a9\uce74\ub4dc \ud55c\ub3c4 \ucd08\uacfc \uc0ac\uc6a9 \u2014 \uc774\uc6a9\ub960\uc774 \ub192\uc744\uc218\ub85d \uc810\uc218\uac00 \ud558\ub77d\ud569\ub2c8\ub2e4<\/li>\n<\/ol>\n\n\n\n<p><\/p>\n\n\n\n<h2 class=\"wp-block-heading\">\uc2e0\uc6a9\uc810\uc218 \uc62c\ub9ac\ub294 \ubc95, \uc5bc\ub9c8\ub098 \uac78\ub9b4\uae4c<\/h2>\n\n\n\n<p>\uc2e0\uc6a9\uc810\uc218\ub294 \ud558\ub8e8\uc544\uce68\uc5d0 \uc62c\ub77c\uac00\uc9c0 \uc54a\uc2b5\ub2c8\ub2e4. \ubcf4\ud1b5 \uc704\uc758 \uc2b5\uad00\ub4e4\uc744 3\uac1c\uc6d4\uc5d0\uc11c 6\uac1c\uc6d4 \uafb8\uc900\ud788 \uc2e4\ucc9c\ud558\uba74 \uc810\uc218\uac00 \uc0c1\uc2b9\ud558\uae30 \uc2dc\uc791\ud569\ub2c8\ub2e4. \ud2b9\ud788 \uc5f0\uccb4 \uae30\ub85d\uc774 \uc5c6\ub294 \uc0c1\ud0dc\uc5d0\uc11c \uafb8\uc900\ud55c \uae08\uc735 \ud65c\ub3d9\uc744 \uc720\uc9c0\ud558\uba74 \ube44\uad50\uc801 \ube60\ub978 \uc2dc\uac04 \uc548\uc5d0 \uc810\uc218 \uac1c\uc120\uc744 \uccb4\uac10\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<p>\ubc18\uba74 \uc5f0\uccb4 \uae30\ub85d\uc774 \uc788\ub294 \uacbd\uc6b0\uc5d0\ub294 \ud574\ub2f9 \uae30\ub85d\uc774 \uc0ac\ub77c\uc9c0\ub294 \ub370 \ucd5c\uc18c 1\ub144\uc5d0\uc11c \ucd5c\ub300 5\ub144\uc774 \uac78\ub9b4 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uadf8\ub807\uae30 \ub54c\ubb38\uc5d0 \uc5f0\uccb4\uac00 \ubc1c\uc0dd\ud558\uc9c0 \uc54a\ub3c4\ub85d \uc608\ubc29\ud558\ub294 \uac83\uc774 \ubb34\uc5c7\ubcf4\ub2e4 \uc911\uc694\ud569\ub2c8\ub2e4.<\/p>\n\n\n\n<p>\uc2e0\uc6a9\uc810\uc218 \uc62c\ub9ac\ub294 \ubc95\uc740 \uacb0\uad6d \uac74\uac15\ud55c \uae08\uc735 \uc2b5\uad00\uc744 \ub9cc\ub4dc\ub294 \uac83\uacfc \uac19\uc2b5\ub2c8\ub2e4. \uc81c\ub54c \ub0a9\ubd80\ud558\uace0, \ubd88\ud544\uc694\ud55c \ub300\ucd9c\uc744 \uc904\uc774\uace0, \uafb8\uc900\ud55c \uae08\uc735 \ud65c\ub3d9\uc744 \uc720\uc9c0\ud558\uba74 \uc2e0\uc6a9\uc810\uc218\ub294 \uc790\uc5f0\uc2a4\ub7fd\uac8c \uc62c\ub77c\uac11\ub2c8\ub2e4. \uc9c0\uae08 \ubc14\ub85c \ub0b4 \uc2e0\uc6a9\uc810\uc218\ub97c \ud655\uc778\ud558\uace0, \uc624\ub298\ubd80\ud130 \ud558\ub098\uc529 \uc2e4\ucc9c\ud574 \ubcf4\uc138\uc694. \uc790\uc138\ud55c \uc2e0\uc6a9\uc810\uc218 \uc815\ubcf4\ub294 <a href=\"https:\/\/www.fss.or.kr\/fss\/main\/contents.do?menuNo=200012\" target=\"_blank\" rel=\"noopener\">\uae08\uc735\uac10\ub3c5\uc6d0 \uc2e0\uc6a9\uc815\ubcf4 \uc548\ub0b4 \ud398\uc774\uc9c0<\/a>\uc5d0\uc11c\ub3c4 \ud655\uc778\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>\uc2e0\uc6a9\uc810\uc218\ub294 \ub300\ucd9c \uae08\ub9ac, \uc2e0\uc6a9\uce74\ub4dc \ud55c\ub3c4, \uc804\uc138\uc790\uae08\ub300\ucd9c \uc2b9\uc778\uae4c\uc9c0 \uc6b0\ub9ac\uc758 \uae08\uc735 \uc0dd\ud65c \uc804\ubc18\uc5d0 \uc601\ud5a5\uc744 \ubbf8\uce58\ub294 \uc911\uc694\ud55c \uc22b\uc790\uc785\ub2c8\ub2e4. \uac19\uc740 \uae08\uc561\uc744 \ub300\ucd9c\ubc1b\uc544\ub3c4 \uc2e0\uc6a9\uc810\uc218\uc5d0 \ub530\ub77c \uc218\ubc31\ub9cc \uc6d0\uc758 \uc774\uc790 \ucc28\uc774\uac00 \ubc1c\uc0dd\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uc774 \uae00\uc5d0\uc11c\ub294 \uc2e0\uc6a9\uc810\uc218 \uc62c\ub9ac\ub294 \ubc95\uc744 7\uac00\uc9c0\ub85c \uc815\ub9ac\ud574\uc11c \ub204\uad6c\ub098 \ubc14\ub85c \uc2e4\ucc9c\ud560 \uc218 \uc788\ub3c4\ub85d \uc548\ub0b4\ud558\uaca0\uc2b5\ub2c8\ub2e4. \uc2e0\uc6a9\uc810\uc218\ub780 \ubb34\uc5c7\uc778\uac00 \uc2e0\uc6a9\uc810\uc218\ub294 \uac1c\uc778\uc758 \uae08\uc735 \uc2e0\ub8b0\ub3c4\ub97c \uc22b\uc790\ub85c \ud45c\ud604\ud55c \uac83\uc785\ub2c8\ub2e4. \ud55c\uad6d\uc5d0\uc11c\ub294 NICE\ud3c9\uac00\uc815\ubcf4\uc640 KCB(\ucf54\ub9ac\uc544\ud06c\ub808\ub527\ubdf0\ub85c) \ub450 \uacf3\uc5d0\uc11c \uc2e0\uc6a9\uc810\uc218\ub97c &#8230; <a title=\"\uc2e0\uc6a9\uc810\uc218 \uc62c\ub9ac\ub294 \ubc95 7\uac00\uc9c0 \u2013 \ub300\ucd9c \uae08\ub9ac\ub97c \ub0ae\ucd94\ub294 \uac00\uc7a5 \ud655\uc2e4\ud55c \ubc29\ubc95\" class=\"read-more\" href=\"https:\/\/moneynote.host.whoisweb.net\/?p=30\" aria-label=\"\uc2e0\uc6a9\uc810\uc218 \uc62c\ub9ac\ub294 \ubc95 7\uac00\uc9c0 \u2013 \ub300\ucd9c \uae08\ub9ac\ub97c \ub0ae\ucd94\ub294 \uac00\uc7a5 \ud655\uc2e4\ud55c \ubc29\ubc95\uc5d0 \ub300\ud574 \ub354 \uc790\uc138\ud788 \uc54c\uc544\ubcf4\uc138\uc694\">\ub354 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