{"id":12,"date":"2026-04-09T22:04:23","date_gmt":"2026-04-09T13:04:23","guid":{"rendered":"http:\/\/moneynote.host.whoisweb.net\/?page_id=12"},"modified":"2026-04-09T22:04:24","modified_gmt":"2026-04-09T13:04:24","slug":"disclaimer","status":"publish","type":"page","link":"https:\/\/moneynote.host.whoisweb.net\/?page_id=12","title":{"rendered":"\uba74\ucc45\uc870\ud56d"},"content":{"rendered":"\n

\ubcf8 \uba74\ucc45\uc870\ud56d\uc740 \uae08\uc735 \uc815\ubcf4 \uc0ac\uc774\ud2b8 \uba38\ub2c8\ub178\ud2b8(\uc774\ud558 “\uc0ac\uc774\ud2b8”)\uc5d0\uc11c \uc81c\uacf5\ud558\ub294 \ubaa8\ub4e0 \ucf58\ud150\uce20\uc758 \uc774\uc6a9\uc5d0 \uad00\ud55c \uc0ac\ud56d\uc744 \uc548\ub0b4\ud558\uae30 \uc704\ud574 \uc791\uc131\ub418\uc5c8\uc2b5\ub2c8\ub2e4. \uc0ac\uc774\ud2b8\ub97c \uc774\uc6a9\ud558\uc2dc\ub294 \ubaa8\ub4e0 \ubc29\ubb38\uc790\ub294 \ubcf8 \uba74\ucc45\uc870\ud56d\uc5d0 \ub3d9\uc758\ud558\ub294 \uac83\uc73c\ub85c \uac04\uc8fc\ud569\ub2c8\ub2e4.<\/p>\n\n\n\n

\uae08\uc735 \uc815\ubcf4\uc758 \uc131\uaca9<\/h2>\n\n\n\n

\ubcf8 \uc0ac\uc774\ud2b8\uc5d0\uc11c \uc81c\uacf5\ud558\ub294 \ubaa8\ub4e0 \uae08\uc735 \uc815\ubcf4\uc640 \ucf58\ud150\uce20\ub294 \uc77c\ubc18\uc801\uc778 \uc815\ubcf4 \uc81c\uacf5 \ubaa9\uc801\uc73c\ub85c\ub9cc \uc791\uc131\ub418\uc5c8\uc2b5\ub2c8\ub2e4. \ubcf8 \uc0ac\uc774\ud2b8\uc758 \ucf58\ud150\uce20\ub294 \ud2b9\uc815 \uae08\uc735 \uc0c1\ud488\uc5d0 \ub300\ud55c \ud22c\uc790 \uad8c\uc720, \ub9e4\uc218 \ub610\ub294 \ub9e4\ub3c4 \ucd94\ucc9c, \uc7ac\ubb34 \uc0c1\ub2f4 \ub4f1 \uc804\ubb38\uc801\uc778 \uae08\uc735 \uc790\ubb38\uc5d0 \ud574\ub2f9\ud558\uc9c0 \uc54a\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n

\uc608\uc801\uae08, \uc8fc\uc2dd, ETF, \ubd80\ub3d9\uc0b0, \ub300\ucd9c, \uc808\uc138 \ub4f1\uc5d0 \uad00\ud55c \uc815\ubcf4\ub294 \uc791\uc131 \uc2dc\uc810\uc744 \uae30\uc900\uc73c\ub85c \ud558\uba70, \uad00\ub828 \ubc95\ub839\uc774\ub098 \uae08\uc735 \uc0c1\ud488\uc758 \uc870\uac74\uc740 \uc2dc\uac04\uc774 \uc9c0\ub0a8\uc5d0 \ub530\ub77c \ubcc0\uacbd\ub420 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \ub530\ub77c\uc11c \ubcf8 \uc0ac\uc774\ud2b8\uc758 \uc815\ubcf4\uac00 \ud56d\uc0c1 \ucd5c\uc2e0 \uc0c1\ud0dc\uc784\uc744 \ubcf4\uc7a5\ud558\uc9c0 \uc54a\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n

\ud22c\uc790 \ud310\ub2e8\uc5d0 \ub300\ud55c \ucc45\uc784<\/h2>\n\n\n\n

\uae08\uc735 \uc0c1\ud488\uc5d0 \ub300\ud55c \ud22c\uc790\ub294 \uc6d0\uae08 \uc190\uc2e4\uc758 \uc704\ud5d8\uc774 \uc788\uc73c\uba70, \uacfc\uac70\uc758 \uc218\uc775\ub960\uc774 \ubbf8\ub798\uc758 \uc218\uc775\uc744 \ubcf4\uc7a5\ud558\uc9c0 \uc54a\uc2b5\ub2c8\ub2e4. \ubcf8 \uc0ac\uc774\ud2b8\uc5d0\uc11c \uc81c\uacf5\ud558\ub294 \uc815\ubcf4\ub97c \ucc38\uace0\ud558\uc5ec \ub0b4\ub9b0 \ud22c\uc790 \ud310\ub2e8 \ubc0f \uadf8\uc5d0 \ub530\ub978 \uc190\uc775\uc5d0 \ub300\ud55c \ucc45\uc784\uc740 \uc804\uc801\uc73c\ub85c \uc774\uc6a9\uc790 \ubcf8\uc778\uc5d0\uac8c \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n

\uc911\uc694\ud55c \uc7ac\ubb34\uc801 \uacb0\uc815\uc744 \ub0b4\ub9ac\uae30 \uc804\uc5d0\ub294 \ubc18\ub4dc\uc2dc \uc740\ud589, \uc99d\uad8c\uc0ac, \uc138\ubb34\uc0ac, \uc7ac\ubb34\uc124\uacc4\uc0ac \ub4f1 \ud574\ub2f9 \ubd84\uc57c\uc758 \uacf5\uc778\ub41c \uc804\ubb38\uac00\uc640 \uc0c1\ub2f4\ud558\uc2dc\uae30\ub97c \uac15\ub825\ud788 \uad8c\uace0\ud569\ub2c8\ub2e4. \ubcf8 \uc0ac\uc774\ud2b8\ub294 \uc774\uc6a9\uc790\uc758 \uac1c\ubcc4\uc801\uc778 \uc7ac\ubb34 \uc0c1\ud669, \ud22c\uc790 \ubaa9\ud45c, \uc704\ud5d8 \uac10\uc218 \ub2a5\ub825 \ub4f1\uc744 \ud30c\uc545\ud560 \uc218 \uc5c6\uc73c\ubbc0\ub85c \ub9de\ucda4\ud615 \uc790\ubb38\uc744 \uc81c\uacf5\ud560 \uc218 \uc5c6\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n

\uc815\ubcf4\uc758 \uc815\ud655\uc131<\/h2>\n\n\n\n

\ubcf8 \uc0ac\uc774\ud2b8\ub294 \uc81c\uacf5\ud558\ub294 \uc815\ubcf4\uc758 \uc815\ud655\uc131\uacfc \uc2e0\ub8b0\uc131\uc744 \ub192\uc774\uae30 \uc704\ud574 \ucd5c\uc120\uc744 \ub2e4\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uadf8\ub7ec\ub098 \ubaa8\ub4e0 \uc815\ubcf4\uc758 \uc644\uc804\uc131, \uc815\ud655\uc131, \uc801\uc2dc\uc131\uc744 \ubcf4\uc7a5\ud558\uc9c0\ub294 \uc54a\uc73c\uba70, \uc815\ubcf4\uc758 \uc624\ub958\ub098 \ub204\ub77d\uc73c\ub85c \uc778\ud574 \ubc1c\uc0dd\ud558\ub294 \uc190\ud574\uc5d0 \ub300\ud574 \ubc95\uc801 \ucc45\uc784\uc744 \uc9c0\uc9c0 \uc54a\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n

\ubcf8 \uc0ac\uc774\ud2b8\uc5d0 \uac8c\uc7ac\ub41c \uae08\ub9ac, \uc138\uc728, \uc218\uc218\ub8cc \ub4f1\uc758 \uc218\uce58 \uc815\ubcf4\ub294 \uc791\uc131 \uc2dc\uc810\uc758 \uae30\uc900\uc774\uba70, \uc2e4\uc81c \uc801\uc6a9\ub418\ub294 \uc870\uac74\uc740 \ud574\ub2f9 \uae08\uc735\uae30\uad00\uc774\ub098 \uc815\ubd80 \uae30\uad00\uc758 \uacf5\uc2dd \uc548\ub0b4\ub97c \ud1b5\ud574 \ubc18\ub4dc\uc2dc \ud655\uc778\ud558\uc2dc\uae30 \ubc14\ub78d\ub2c8\ub2e4.<\/p>\n\n\n\n

\uc678\ubd80 \ub9c1\ud06c\uc5d0 \ub300\ud55c \ucc45\uc784<\/h2>\n\n\n\n

\ubcf8 \uc0ac\uc774\ud2b8\uc5d0\ub294 \uc678\ubd80 \uc6f9\uc0ac\uc774\ud2b8\ub85c \uc5f0\uacb0\ub418\ub294 \ub9c1\ud06c\uac00 \ud3ec\ud568\ub420 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uc678\ubd80 \uc0ac\uc774\ud2b8\uc758 \ucf58\ud150\uce20, \uac1c\uc778\uc815\ubcf4\ucc98\ub9ac\ubc29\uce68, \uc11c\ube44\uc2a4 \ub0b4\uc6a9 \ub4f1\uc5d0 \ub300\ud574\uc11c\ub294 \ubcf8 \uc0ac\uc774\ud2b8\uac00 \ud1b5\uc81c\ud558\uac70\ub098 \ucc45\uc784\uc9c0\uc9c0 \uc54a\uc2b5\ub2c8\ub2e4. \uc678\ubd80 \ub9c1\ud06c\ub97c \ud1b5\ud574 \ub2e4\ub978 \uc0ac\uc774\ud2b8\ub85c \uc774\ub3d9\ud558\uc2e4 \uacbd\uc6b0 \ud574\ub2f9 \uc0ac\uc774\ud2b8\uc758 \uc774\uc6a9\uc57d\uad00\uacfc \uac1c\uc778\uc815\ubcf4\ucc98\ub9ac\ubc29\uce68\uc744 \ubcc4\ub3c4\ub85c \ud655\uc778\ud574 \uc8fc\uc2dc\uae30 \ubc14\ub78d\ub2c8\ub2e4.<\/p>\n\n\n\n

\uad11\uace0 \ubc0f \uc81c\ud734 \ucf58\ud150\uce20<\/h2>\n\n\n\n

\ubcf8 \uc0ac\uc774\ud2b8\ub294 \uad6c\uae00 \uc560\ub4dc\uc13c\uc2a4 \ub4f1\uc758 \uad11\uace0 \ud504\ub85c\uadf8\ub7a8\uc5d0 \ucc38\uc5ec\ud558\uace0 \uc788\uc73c\uba70, \uad11\uace0 \uac8c\uc7ac\ub97c \ud1b5\ud574 \uc218\uc775\uc744 \uc5bb\uc744 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \ub610\ud55c \uc77c\ubd80 \ucf58\ud150\uce20\uc5d0\ub294 \uc81c\ud734 \ub9c1\ud06c\uac00 \ud3ec\ud568\ub420 \uc218 \uc788\uc73c\uba70, \ud574\ub2f9 \ub9c1\ud06c\ub97c \ud1b5\ud574 \uc0c1\ud488\uc774\ub098 \uc11c\ube44\uc2a4\ub97c \uc774\uc6a9\ud558\uc2e4 \uacbd\uc6b0 \ubcf8 \uc0ac\uc774\ud2b8\uc5d0 \uc77c\uc815 \uc218\uc218\ub8cc\uac00 \uc9c0\uae09\ub420 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uc774\ub7ec\ud55c \uc81c\ud734 \uad00\uacc4\uac00 \ucf58\ud150\uce20\uc758 \uac1d\uad00\uc131\uc774\ub098 \uc815\ubcf4\uc758 \uc815\ud655\uc131\uc5d0 \uc601\ud5a5\uc744 \ubbf8\uce58\uc9c0 \uc54a\ub3c4\ub85d \ucd5c\uc120\uc744 \ub2e4\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n

\uba74\ucc45\uc870\ud56d\uc758 \ubcc0\uacbd<\/h2>\n\n\n\n

\ubcf8 \uba74\ucc45\uc870\ud56d\uc740 \uad00\ub828 \ubc95\ub839\uc774\ub098 \uc0ac\uc774\ud2b8 \uc6b4\uc601 \ubc29\uce68\uc758 \ubcc0\uacbd\uc5d0 \ub530\ub77c \uc218\uc815\ub420 \uc218 \uc788\uc73c\uba70, \ubcc0\uacbd \uc2dc \uc0ac\uc774\ud2b8\ub97c \ud1b5\ud574 \uacf5\uc9c0\ud569\ub2c8\ub2e4.<\/p>\n\n\n\n

\uc2dc\ud589\uc77c\uc790: 2026\ub144 4\uc6d4 9\uc77c<\/p>\n","protected":false},"excerpt":{"rendered":"

\ubcf8 \uba74\ucc45\uc870\ud56d\uc740 \uae08\uc735 \uc815\ubcf4 \uc0ac\uc774\ud2b8 \uba38\ub2c8\ub178\ud2b8(\uc774\ud558 “\uc0ac\uc774\ud2b8”)\uc5d0\uc11c \uc81c\uacf5\ud558\ub294 \ubaa8\ub4e0 \ucf58\ud150\uce20\uc758 \uc774\uc6a9\uc5d0 \uad00\ud55c \uc0ac\ud56d\uc744 \uc548\ub0b4\ud558\uae30 \uc704\ud574 \uc791\uc131\ub418\uc5c8\uc2b5\ub2c8\ub2e4. \uc0ac\uc774\ud2b8\ub97c \uc774\uc6a9\ud558\uc2dc\ub294 \ubaa8\ub4e0 \ubc29\ubb38\uc790\ub294 \ubcf8 \uba74\ucc45\uc870\ud56d\uc5d0 \ub3d9\uc758\ud558\ub294 \uac83\uc73c\ub85c \uac04\uc8fc\ud569\ub2c8\ub2e4. \uae08\uc735 \uc815\ubcf4\uc758 \uc131\uaca9 \ubcf8 \uc0ac\uc774\ud2b8\uc5d0\uc11c \uc81c\uacf5\ud558\ub294 \ubaa8\ub4e0 \uae08\uc735 \uc815\ubcf4\uc640 \ucf58\ud150\uce20\ub294 \uc77c\ubc18\uc801\uc778 \uc815\ubcf4 \uc81c\uacf5 \ubaa9\uc801\uc73c\ub85c\ub9cc \uc791\uc131\ub418\uc5c8\uc2b5\ub2c8\ub2e4. \ubcf8 \uc0ac\uc774\ud2b8\uc758 \ucf58\ud150\uce20\ub294 \ud2b9\uc815 \uae08\uc735 \uc0c1\ud488\uc5d0 \ub300\ud55c \ud22c\uc790 \uad8c\uc720, \ub9e4\uc218 \ub610\ub294 \ub9e4\ub3c4 \ucd94\ucc9c, \uc7ac\ubb34 \uc0c1\ub2f4 … \ub354 \uc77d\uae30<\/a><\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-12","page","type-page","status-publish"],"_links":{"self":[{"href":"https:\/\/moneynote.host.whoisweb.net\/index.php?rest_route=\/wp\/v2\/pages\/12","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/moneynote.host.whoisweb.net\/index.php?rest_route=\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/moneynote.host.whoisweb.net\/index.php?rest_route=\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/moneynote.host.whoisweb.net\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/moneynote.host.whoisweb.net\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=12"}],"version-history":[{"count":1,"href":"https:\/\/moneynote.host.whoisweb.net\/index.php?rest_route=\/wp\/v2\/pages\/12\/revisions"}],"predecessor-version":[{"id":13,"href":"https:\/\/moneynote.host.whoisweb.net\/index.php?rest_route=\/wp\/v2\/pages\/12\/revisions\/13"}],"wp:attachment":[{"href":"https:\/\/moneynote.host.whoisweb.net\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=12"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}